Does maternity rider for individual health care plans and group plans work differently?

Question by hickssam25 : Does maternity rider for individual health care plans and group plans work differently? Say if the waiting period is 10 months and you conceive 4 months from the start of maternity rider. Does this mean that the insurance company will foot the bill for delivery but not the pre-natal care , ultrasounds etc

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Does maternity rider for individual health care plans and group plans work differently?

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